Statements & Comments
This section contains all official statements and comments by CSBS, the CSBS Board of Directors, representatives of CSBS before Congress and other regulatory bodies, and of CSBS legal entities (the State Regulatory Registry and the CSBS Education Foundation).
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Press Releases
Press Room
CSBS Applauds Continued Congressional Oversight of Critically Flawed FDIC Corporate Governance Proposal
Comment Letter
OCC 5-Year Review of Preemption
Videos
NMLS Modernization Phase One is Live
Press Releases
Press Room
CSBS Begins Multi-Year Effort to Enhance NMLS
Press Releases
Press Room
FHFA Should Maintain Focus on Liquidity that Funds Local Communities
Comment Letter
Federal Home Loan Bank Core Mission Activities and Mission Achievement
Press Releases
Press Room
FFIEC Publishes 2023 Data on Mortgage Lending
Press Releases
Press Room
Community Banker’s Economic Outlook Hovers Below Neutral
Press Releases
Press Room
State Financial Regulators Settle with Abra to Return Cryptocurrency Assets
Press Releases
Press Room
Commonwealth University of Pennsylvania Team Wins 2024 CSBS Community Bank Competition
Press Releases
Press Room
Dorado Appointed to FFIEC State Liaison Committee
Press Releases
Press Room
Jim Payne Re-Appointed NMLS Ombudsman, Effective July 1
Other
Request for Comment on Proposed Statement of Policy on Bank Merger Transactions
Comment Letter
Request for Comment on Proposed Statement of Policy on Bank Merger Transactions
Press Releases
Press Room
FDIC Needs Clearer, More Transparent Bank Merger Policy Proposal
Press Releases
Press Room
CSBS Executive Vice President for Policy and Supervision Karen Lawson on FDIC Chair Nomination
Press Releases
Press Room
Five Teams Move to CSBS Community Bank Case Study Competition Finals
Press Releases
Press Room
CSBS President and CEO Brandon Milhorn Statement on CFPB Public Orders Registry
Press Releases
Press Room
CSBS Statement on Cantero v. Bank of America
Depository
Comment Letter
CSBS Comments on FinCEN Taxpayer ID Number Collection Requirement
Press Releases
Press Room
CSBS Community Bank Case Study Competition Moves to Round Two
Comment Letter
CFPB Final Rule – Procedures for Supervisory Designation Proceedings
Depository
Comment Letter
White House Letter on FDIC Board Seat Nominations
Press Releases
Press Room
CSBS and State Regulators Seek Public Comment on Proposed NMLS Fee Increases in 2025
Press Releases
Press Room
CSBS Announces 2024 Community Bank Case Study Competition Teams
Speeches
Press Room
The Three C’s for Success: Communicate, Collaborate, and Commit
Press Releases
Press Room
Washington State’s Charlie Clark Elected CSBS Chair
Press Releases
Press Room
CSBS Statement on FSOC Nonbank Mortgage Servicing Report
Press Room
Nonbank Mortgage Regulation - Misconceptions & Background
Press Releases
Press Room
State Banking Representative Superintendent Adrienne A. Harris Statement on FSOC Nonbank Mortgage Servicing Report
Press Releases
Press Room
Gonzales Selected to FFIEC State Liaison Committee
Press Releases
Press Room
Cooper Re-Elected as State Liaison Committee Chairman
Nonbank Supervision
Non Depository
Policy
CSBS Money Transmission Modernization Act (MTMA)
Press Releases
Press Room
CSBS Statement on Congressional Stablecoin Progress
Press Releases
Press Room
State Financial Regulators and FHFA Enter Into Mortgage Market Information Sharing Agreement
Press Releases
Press Room
Community Bankers’ Economic Outlook Still Pessimistic but Shows Upswing
Depository
Comment Letter
Proposed Rule – Overdraft Lending: Very Large Financial Institutions
Press Releases
Press Room
State Regulators Order Sigue Corp. to Cease Money Transmission Activities
Press Releases
Press Room
CSBS Announces Executive Team Appointments
Comment Letter
CSBS Relays Concerns with SEC's Staff Accounting Bulletin 121
Speeches
Press Room
A Modernized NMLS: Investing in the Future
Press Releases
Press Room
FFIEC Issues Statement on Examination Principles Related to Valuation Discrimination and Bias in Residential Lending
Press Releases
Press Room
FDIC Should Withdraw Fatally Flawed Corporate Governance Mandates
Depository
Comment Letter
Guidelines Establishing Standards for Corporate Governance and Risk Management for Covered Institutions with Total Consolidated Assets of $10 Billion or More
Press Releases
Press Room
CSBS Mourns the Passing of General Counsel John “Buz” Gorman
Speeches
Press Room
The Critical Role of the Dual-Banking System
Depository
Comment Letter
Long-Term Debt Requirements for Large Bank Holding Companies, Certain Intermediate Holding Companies of Foreign Banking Organizations, and Large Insured Depository Institutions
Comment Letter
CSBS Comments on the Large Bank Regulatory Capital Rule
Blog post
Long Term Debt Proposal Needs Changes
Comment Letter
CSBS Comments on the Long Term Debt Requirements Proposal
Other
CSBS Comment Letter - Long Term Debt Requirements NPR
Press Releases
Press Room
Basel III Endgame Proposal Threatens the U.S. Economy
Press Releases
Press Room
Community Bankers' Outlook Still Negative Despite Slight Uptick
Press Releases
Press Room
State Regulators File U.S. Supreme Court Amicus Brief in Cantero v. Bank of America
Press Releases
Press Room
State Banking Representative Superintendent Adrienne A. Harris Statement on FSOC Annual Report
Press Releases
Press Room
Brandon Milhorn Named New CSBS President and CEO
Press Releases
Press Room
State Regulators Offer Licensees Tips to Prepare for NMLS Annual Renewal
Press Releases
Press Room
State Regulators Settle with ACI Payments, Inc. for Unauthorized Transactions from Mr. Cooper Customer Accounts
Press Releases
Press Room
Community Bankers’ Economic Outlook Improves…Slightly
Press Releases
Press Room
John W. Ryan Community Banking Research Award Announced
Speeches
Press Room
Closing Remarks by CSBS President and CEO Jim Cooper at the 2023 Community Banking Research Conference
Speeches
Press Room
Statement by FDIC Chairman Martin J. Gruenberg at the 2023 Community Banking Research Conference
Press Releases
Press Room
Interest Rate Increases Lead Community Banker Concerns
Speeches
Press Room
Statement by Federal Reserve Governor Michelle Bowman at the 2023 Community Banking Research Conference